Benefits Design Group

Donald J Scaro, CLU
Helping Our Clients Achieve Their Goals and Desires

Benefits Design Group offers various financial services for personal and business needs that help clients shape their cherished dreams.  Simply stated, we offer plans for asset accumulation, protection and distribution.

It's Experience That Counts!

Let us help take the stress out of the details by providing personal service.



For Business... 401(k) and other retirement plans                   

Group health, dental & disability protection     

Income planning and deferred compensation    

Succession Planning and Buy-Sell agreements   

For Individuals...  Comprehensive overall risk management

Financial Strategies analysis

College funding plans  

Retirement and estate planning 

Customized health benefits

  • Articles


    Educate yourself on a variety of financial topics.

  • Calculators


    A host of financial tools to assist you.

  • Newsletters


    Timely Newsletters to help you stay current.

  • Glossary


    Financial terms from A to Z.

  • Videos


    Short animations that focus on a variety of financial topics.

Loan Payoff

How much will it cost to pay off a loan over its lifetime?

Home Affordability

Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

Mortgage Refinancing

Determine whether you should consider refinancing your mortgage.

More Calculators →

How a Pension Could Affect Social Security Benefits

The Windfall Elimination Provision and the Government Pension Offset could reduce Social Security spousal or survivor benefits in certain situations

Want to Be Your Own Boss?

Developing a business after retiring from a regular job comes with risks and challenges.

Production Values: New Calculations for GDP

The calculation of U.S. GDP was revised in 2013 and the changes provide a different perspective on economic performance.

Keeping Talent On Board

An executive bonus plan funded with cash-value life insurance could be used to reward and help retain a company’s most valuable employees.

More Newsletters →

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