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Our Services

BENEFITS DESIGN GROUP specializes in helping business owners set and achieve personal and business financial goals. Through many companies, we offer a wide array of financial products and services designed to fit your needs and budget. When you choose to work with the Benefits Design Group team, you can take stock in our steadfast commitment to meeting the needs of individuals and business owners.

Our staff has more than 60 years of experience in the insurance industry. We help take the stress out of the details by providing personal service.

For Business...

EMPLOYEE BENEFITS PROGRAMS - Group Life, Group Health, Group Dental, Long Term Disability, Short Term Disability

QUALIFIED RETIREMENT PLANS - 401(k), SIMPLE-IRA, SEP-IRA

NONQUALIFIED BENEFITS FOR KEY EMPLOYEES - Programs for Bonus, Split-Dollar, Deferred Compensation and Excess Deferral

BUSINESS CONTINUATION SUCCESSION PLANNING - Buy-Sell Agreements, Inactive ownership, Death, Disability and Retirement

For Individuals...

Comprehensive overall risk management - Financial Strategies Analysis

Customized health benefits

Life and Disability Income Insurance

Traditional and Roth IRAs

Brokerage Accounts

College Savings Vehicles

Long Term Care Insurance

Donald Scaro is licensed in KS, AZ, CA, CO, FL, MN, MO, NC, TN, TX, and WI to offer insurance products, and life insurance (including variable life), annuities (including variable annuities), and is securities registered in AZ, CA, IA, IN, KS, MO, NJ, and NV. T.C. Kim is licensed in CA, IA, KS, and MO to offer insurance products, and life insurance (including variable life), annuities (including variable annuities), and is securities registered in IA, KS, and MO.

This site is not a solicitation of interest in any of these products in any other state.

IMPORTANT CONSUMER INFORMATION: Donald Scaro and T.C. Kim may only transact business in a particular state after licensure or satisfying qualifications requirements of that state, or only if he is excluded or exempted from the state’s registration requirements. Follow-up, individualized responses to consumers in a particular state by Donald or T.C. that involve either the effecting or attempting to effect transactions in securities or the rendering of personalized investment advice for compensation, as the case may be, shall not be made without first complying with the state’s requirements, or pursuant to an applicable state exemption or exclusion. For information concerning the licensure status or disciplinary history of a broker-dealer, investment adviser, BD agent or IA representative or any financial institution he represents, contact your state securities law administrator.

Insurance products from the Principal Financial Group® are issued by Principal National Life Insurance Company (except in New York), Principal Life Insurance Company, and the companies available through the Preferred Product Network, Inc. Securities offered through Princor Financial Services Corporation, 800/247-1737, member SIPC. Principal National, Principal Life, the Preferred Product Network and Princor® are members of the Principal Financial Group®, Des Moines, IA 50392. Donald Scaro and T.C. Kim, Principal National and Principal Life Financial Representatives, Princor Registered Representatives. Benefits Design Group is not an affiliate of any company of the Principal Financial Group®.

Principal Life maintains certificates of authority to transact insurance in all 50 states. Principal Life NAIC identification number is 61271. Principal National NAIC identification number is 71161.