Benefits Design Group

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Helping Our Clients Achieve Their Goals and Desires

Benefits Design Group offers various financial services for personal and business needs that help clients shape their cherished dreams. Simply stated, we offer plans for asset accumulation, protection and distribution.

It's Experience That Counts!

Let us help take the stress out of the details by providing personal service.

For Business... 401(k) and other retirement plans

Group health, dental & disability protection

Income planning and deferred compensation

Succession Planning and Buy-Sell agreements

For Individuals... Comprehensive overall risk management

Financial Strategies analysis

College funding plans

Retirement and estate planning

Customized health benefits

Learning Center

Articles

Educate yourself on a variety of financial topics.
Calculators

A host of financial tools to assist you.
Newsletters

Timely Newsletters to help you stay current.
E-Seminars

Animated presentations to help you learn and decide.
Glossary

Financial terms from A to Z.

Calculators

Loan Payoff

How much will it cost to pay off a loan over its lifetime?

Home Affordability

Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

Mortgage Refinancing

Determine whether you should consider refinancing your mortgage.

More Calculators →

Newsletters

Tax-Efficient Investments for the Tax-Averse

Raising taxes is one of many ideas that have been proposed to help reduce mounting federal budget deficits. Readers who are concerned about the prospect of higher taxes in the future may want to consider the tax advantages associated with municipal bonds and tax-exempt mutual funds.

HOT TOPIC: European News Causes Market Mood Swings

In recent weeks, the yields on Italian bonds spiked to more than 7%, suggesting the sovereign debt crisis was spreading to a much larger economy and eluding the European Union’s efforts to contain it. The U.S. stock and bond markets have responded to the headlines coming out of Europe. This article explores the role of political risk in U.S. financial market volatility.

Giving Strategies That Can Give Back

Americans gave more than $290 billion to charity in 2010, despite the slow economy. About 73% of charitable donations came directly from individuals. This article explains how a charitable remainder trust and a charitable lead trust could be used to provide more control over gifts while potentially benefiting the giver and his or her heirs.

Designating Retirement Plan Beneficiaries

IRAs and defined-contribution plans have become an important component of personal wealth for households. Designating account beneficiaries and keeping the designations current can be a complex — but important — process to perform on a regular basis as certain life events and tax situations can necessitate a change.

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Market Watch

May 21, 2012 @ 12:04 PM

Nasdaq Composite	2,819.17	+ 40.38
S&P 500	1,308.68	+ 13.46
NYSE Composite	7,501.44	+ 73.69
10 Year Treasury Note	1.73	+ 0.03

[ Markets | Charts | Quotes | Portfolio ]

Donald Scaro is licensed in KS, AZ, CA, CO, FL, MN, MO, NC, TN, TX, and WI to offer insurance products, and life insurance (including variable life), annuities (including variable annuities), and is securities registered in AZ, CA, IA, IN, KS, MO, NJ, and NV. T.C. Kim is licensed in CA, IA, KS, and MO to offer insurance products, and life insurance (including variable life), annuities (including variable annuities), and is securities registered in IA, KS, and MO.

This site is not a solicitation of interest in any of these products in any other state.

IMPORTANT CONSUMER INFORMATION: Donald Scaro and T.C. Kim may only transact business in a particular state after licensure or satisfying qualifications requirements of that state, or only if he is excluded or exempted from the state’s registration requirements. Follow-up, individualized responses to consumers in a particular state by Donald or T.C. that involve either the effecting or attempting to effect transactions in securities or the rendering of personalized investment advice for compensation, as the case may be, shall not be made without first complying with the state’s requirements, or pursuant to an applicable state exemption or exclusion. For information concerning the licensure status or disciplinary history of a broker-dealer, investment adviser, BD agent or IA representative or any financial institution he represents, contact your state securities law administrator.

Insurance products from the Principal Financial Group® are issued by Principal National Life Insurance Company (except in New York), Principal Life Insurance Company, and the companies available through the Preferred Product Network, Inc. Securities offered through Princor Financial Services Corporation, 800/247-1737, member SIPC. Principal National, Principal Life, the Preferred Product Network and Princor® are members of the Principal Financial Group®, Des Moines, IA 50392. Donald Scaro and T.C. Kim, Principal National and Principal Life Financial Representatives, Princor Registered Representatives. Benefits Design Group is not an affiliate of any company of the Principal Financial Group®.

Principal Life maintains certificates of authority to transact insurance in all 50 states. Principal Life NAIC identification number is 61271. Principal National NAIC identification number is 71161.